Jan 27
Patti says, “Credit cards can be a man’s (and woman’s) best friend…or worst enemy. They can save the day when an unexpected expense occurs, a flat tire at 2:00 am blows, or a medical emergency hits you from behind. In the event of an amazing sale at your favorite store, this little piece of plastic can become your biggest nightmare.
For college bound teens, credit card companies have, in years past, made it very easy to obtain credit cards. According to a recent Sallie Mae study, college students carried an average balance of $3,173 on their credit cards last year, a record high since the first analysis in 1998. A whopping 82 percent revolved a balance each month.
On May 22, President Barack Obama signed the Credit Card Accountability, Responsibility and Disclosure, or Credit CARD, Act of 2009 into law. Among many changes, one in particular is geared towards those college kids.
Effective February 2010, consumers under age 21…”
Read the rest of Patti’s article on Patti Handy’s blog at:
http://teenscashcoach.com/blog

Dec 31
The idea of manifesting money for anything you want or need is often confusing to many people. After all, we’ve been brought up to believe that ‘money doesn’t grow on trees’, or perhaps your parents instilled the belief that ‘you have to work hard for money’.
Such beliefs are quite common, especially since we’ve been taught them from a very young age. Because of this, the very idea of manifesting money seems somewhat outlandish. Continue reading »

Dec 29
Some people seem to have luck in everything they undertake, while others are haunted by bad luck and fail all the time. After a long series of unfortunate events, both personally and professionally, Rhonda Byrne, author of the famous book ‘The Secret’, claims to have discovered what distinguishes the lucky ones from those who are less fortunate. It’s all about the way in which people apply the law of attraction. Continue reading »

Nov 15
positive thinking
Subconscious suggestions and subliminal technology has been around for more than 3 decades and the first time it was used was in 1970’s, where advertisers flash subliminal messages on the screen to advertise their products and the end results? The American public was induced to buy their products.Their reviews and tests actually got into some really mixed results. Continue reading »

Nov 04
Goal review is an essential discipline for any effective goal manager. Simply put, the more frequently you review your goals, the more. Reviewing goals activates the minds inherent and very powerful ability to create solutions when presented with a problem or challenge to focus upon.
Remember this rule, you absolutely must review each of your goals once per week at the minimum. If that is all the time you have, make sure you allow for at least an hour or more. It’s actually the amount of time per goal that matters, aim for 3-5 minutes per goal, per session. If you have a lot of goals set, you may have to review them in 2 or 3 seperate sessions. This is all the more reason to have goal review sessions more frequently! Continue reading »
